PRIVACY STATEMENT

Last updated on May 7, 2013

This is the Privacy Statement of Physicians Insurance A Mutual Company, and subsidiaries (collectively, “Physicians Insurance”) with respect to the website at www.phyins.myshopify.com.  It does not apply to information we collect through other means or websites.  By accessing this site, you are consenting to the information collection and use practices described in this Privacy Statement.

SECTION 1 – COLLECTING AND USING YOUR INFORMATION

When you purchase something from this site, we collect the personal information you give us such as your name, address, and e-mail address. The personal information collected at this site will be used in the operation of this site and to provide the products or services or carry out the transactions you have requested or authorized.

When you browse this site, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.

This site uses Google Analytics to help us learn about who visits our site and what pages are being looked at.

We may use your personal information to provide you with more effective customer service, to improve this site and any of our products or services, and to make this site easier to use by eliminating the need for you to repeatedly enter the same information.

With your permission, we may send you e-mails about this site, new products and other updates. Unless you otherwise notify us, we may use your information to communicate with you in regards to other products or services that may be of interest to you. We will not make available or sell your personally identifiable information to a third party, except in the case where we may provide your information to a third party in our efforts to analyze our products and services, or to receive other services.

If we are acquired or merged with another company, or if this site is taken over by a subsidiary or another company, your information may be transferred to the new company.

 

SECTION 2 – CONSENT

When you provide us with personal information to complete a transaction, place an order, arrange for a delivery or return a purchase, you are providing your consent to our collecting it and using such information for that specific reason.

If we ask for your personal information for a secondary reason, like marketing, we will either ask you for your consent, or provide you with an opportunity to say no.

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, or for the continued collection, use or disclosure of your information, by contacting our CME Support at cmesupport@phyins.com or mailing us at:

Physicians Insurance

Attn: CME Support

PO Box 91220

Washington, US, 98101 

 

SECTION 3 – DISCLOSURE

We may disclose your personal information if we are required by law to do so, if you violate our Terms of Service, or to protect the safety of employees, agents, customers, or members of the public.

 

SECTION 4 – SHOPIFY

This site is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you.

Your data is stored through Shopify’s data storage, databases, and the general Shopify application.  Shopify is a Level 1 PCI-DSS compliant service provider.  Refer to the Shopify Privacy statement (http://www.shopify.com/legal/privacy) and Terms of Service (http://www.shopify.com/legal/terms).

 

SECTION 5 – OTHER THIRD-PARTY SERVICES

We believe that, in general, the third-party providers used by us will only collect, use, and disclose your information to the extent necessary to allow them to perform the services they provide to us. 

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies with respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave this site or are redirected to a third-party website or application, you are no longer governed by this Privacy Statement or our website’s Terms of Service.

 

Links

When you click on links on this site, they may direct you away from our site. We are not responsible for the terms of use or privacy practices of other sites and encourage you to read their terms of use and privacy statements.

 

SECTION 6 - SECURITY

To protect your personal information, we take reasonable precautions and follow industry practices to try and prevent your personal information from being inappropriately lost, misused, accessed, disclosed, altered, or destroyed. However, due to computer hackers, electronic malfunctions, and other events, we cannot guaranty that such safeguards will always protect such information.

If you provide us with your credit card information, the information is transmitted using secure socket layer technology (SSL) and stored with AES-256 encryption.  Although no method of transmission over the Internet or electronic storage is 100% secure, we follow PCI-DSS requirements and implement additional generally accepted industry standards.

Physicians Insurance does not store credit card information.

 

SECTION 7 - COOKIES

Here is a list of some of the cookies that we use. We’ve listed them here so you that you can choose if you want to opt-out of cookies or not.

  •  _session_id: unique token, sessional, allows Shopify to store information about your session (referrer, landing page, etc).
  •  _shopify_visit: no data held, persistent for 30 minutes from the last visit, used by our website provider’s internal statistics tracker to record the number of visits
  •  _shopify_uniq: no data held, expires midnight (relative to the visitor) of the next day, counts the number of visits to a store by a single customer.
  • cart: unique token, persistent for 2 weeks, stores information about the contents of your cart.
  •  _secure_session_id: unique token, sessional
  • storefront_digest: unique token, indefinite If the shop has a password, this is used to determine if the current visitor has access.

Google Analytics:

  • PREF: persistent for a very short period, set by Google and tracks who visits the store and from where.

 

SECTION 8 - AGE OF CONSENT

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

Special Note for Parents:

This site is a general audience site and does not knowingly collect any personal information from children.

 

SECTION 9 - CHANGES TO THIS PRIVACY STATEMENT

We reserve the right to modify this Privacy Statement at any time, so please review it frequently. When we make revisions, we will also revise the "last updated" date at the top of this Privacy Statement. Changes and clarifications will take effect immediately upon their posting on the site. Your continued use of this site constitutes your agreement to this Privacy Statement and any updates.

 

QUESTIONS AND CONTACT INFORMATION

If you would like to access, correct, amend, or delete any personal information we have about you, register a complaint, or simply want more information contact CME Support at cmesupport@phyins.com, or by mail at:

Physicians Insurance

Attn: CME Support

PO Box 91220

Washington, US, 98101

* If you are a member of Physicians Insurance, all CME courses are included with your premium. Click here to access members-only CME.